Ask Betsy—A Student Loan Q & A

Do you have questions about your student loans? Click any topic below to read questions from other borrowers along with Betsy’s expert answers. Betsy is ASA’s Director of Regulatory Compliance and Privacy. If you don’t find the answer you’re looking for, ask Betsy yourself!

Loan Repayment Questions
Changing Loan Holders
Economic Hardship Deferment
Federal Loans / Private Loans
Getting Out of Default
Going Back to School
In School Loan Consolidation
Large Payment
Lower Interest Rate
Lower Interest Rate
Military Deferments
Payment Too High
Postponing Repayment
Short Leave from School
Stafford Teacher Loan Forgiveness
U.S. Loans, Immigrating to Canada—What Happens?
Unemployment Deferment vs. Forbearance

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Applying for Financial Aid Questions
Can I Get Money for Living Expenses?
Defaulted Loans Affecting Future Aid
Loan Amounts
Music Studies Scholarship?
Parents’ Information
Should I Pay for Financial Aid Assistance?
Stepparent’s Income
Things to Remember for the FAFSA
Too Early for Financial Aid Applications?
Too Late for Aid?
Young Mother Looking for Aid

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Tax Concerns Questions
Income Tax Refund
Student Loan Interest Deduction
Student Loan Interest Deduction
Tax Deduction

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School Leave Questions
Called to Iraq
Can They Charge Me?
Working in Poverty Level Areas

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Loan Consolidation Questions
Consolidation During Graduate School
Consolidation Woes
Interest Rates
Is Higher Education the Parents’ Responsibility?
Re-Consolidating
Should I Consolidate?
The Big Picture: Is Consolidation Good or Bad?
What Will My New Repayment Terms Be?
Will I Save Money?

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Miscellaneous/Other Questions
Interest
Loan Cancellation
Paying for School
Rehabilitation Success Story
School Closed
Student Loans Good for Credit Rating?
Teacher Certification

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