Wellness Working
Wellness Working is a Weblog that uses cutting edge research to instigate a conversation on how to keep students’ loans in good standing. From best practices to trends in the industry, Wellness Working sketches the big picture of higher education debt management.
For borrowers, the ramifications of split servicing will be waiting farther down the road—and they’ll need our help. Fortunately, ASA, with its many avenues of borrower communication, is well-positioned to provide this guidance.
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Posted by Michael Ryan on 07/17/2008 at 03:21:06 PM
I know many of you have just expended a great deal of effort ensuring that exit interviews took place on your campuses this spring.
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Posted by Mike Ryan on 06/09/2008 at 12:52:19 PM
Recently released federal data provides a new profile of student borrowers, confirming increased borrowing through federal student loan programs.
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Posted by Michael Ryan on 04/18/2008 at 02:08:42 PM
With all the anxiety about subprime loans, including families losing their houses and borrowers defaulting, it’s nice to hear some good news.
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Posted by Mike Ryan on 03/14/2008 at 01:11:36 PM
As one semester closes and another is about to begin, financial aid professionals face a stark truth: Some students will not be coming back this semester, despite not having finished their degrees. And these "separated" students will be at a particularly high risk for delinquency and default.
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Posted by Michael Ryan on 01/03/2008 at 03:07:25 PM
Cut through the numbers, and a simple truth remains: the human touch still matters in the financial aid world.
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Posted by Michael Ryan on 12/03/2007 at 11:40:23 AM
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Posted by Mike Ryan on 10/11/2007 at 04:17:18 PM
Do students give any thought to financial matters when headed to the beach?
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Posted by Mike Ryan on 07/20/2007 at 04:28:54 PM
We are always looking for new ways to reach student borrowers
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Posted by Mike Ryan on 07/10/2007 at 02:15:23 PM
Looking back, we also look forward.
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Posted by Duane Quinn on 02/02/2007 at 09:33:41 AM
Tuition Caps: One Step Toward Financial Aid Reform
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Posted by Duane Quinn on 01/29/2007 at 11:38:56 AM
New Year's Wishes
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Posted by Duane Quinn on 01/03/2007 at 03:43:58 PM
The changing job description of today's guidance counselor includes debt management.
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Posted by Duane Quinn on 12/12/2006 at 01:55:49 PM
Another way to manage debt is to keep it within reason
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Posted by Duane Quinn on 12/01/2006 at 01:13:53 PM
Do all students know that they do not have to accept a 10-year repayment plan? Read on!
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Posted by Duane Quinn on 11/15/2006 at 12:20:38 PM
The Challenging Questions of Educational Opportunity
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Posted by Duane Quinn on 11/07/2006 at 08:56:50 AM
It's Not just About Interest Rates
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Posted by Duane Quinn on 10/27/2006 at 10:57:06 AM
My visit to The the National Council on Economic Education
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Posted by Duane Quinn on 10/23/2006 at 04:39:20 PM
"Timing is Everything"
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Posted by Duane Quinn on 10/19/2006 at 02:30:30 PM
ASA's Cohort Default Rate 2nd Best in the USA.
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Posted by Duane Quinn on 09/26/2006 at 10:26:19 AM
Gaining Student Trust With School-Branded Information
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Posted by Duane Quinn on 09/13/2006 at 04:27:26 PM
One year's tuition is the best cap for debt.
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Posted by Duane Quinn on 08/02/2006 at 09:51:51 AM
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Posted by Duane Quinn on 06/28/2006 at 05:02:03 PM
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Posted by Duane Quinn on 06/13/2006 at 10:24:53 AM
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Posted by Duane Quinn on 06/05/2006 at 10:35:36 AM
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Posted by Duane Quinn on 05/22/2006 at 03:25:52 PM
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Posted by Duane Quinn on 05/11/2006 at 02:46:05 PM
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Posted by Duane Quinn on 05/01/2006 at 02:46:13 PM
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Posted by Duane Quinn on 04/18/2006 at 10:49:42 AM
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Posted by Duane Quinn on 04/10/2006 at 02:14:29 PM
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Posted by F. Duane Quinn on 03/27/2006 at 02:14:36 PM
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Posted by F. Duane Quinn on 03/20/2006 at 12:26:45 PM
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Posted by F. Duane Quinn on 03/10/2006 at 12:00:00 AM
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Posted by F. Duane Quinn on 02/17/2006 at 12:00:00 AM
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Posted by F. Duane Quinn on 02/03/2006 at 12:39:43 PM
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Posted by F. Duane Quinn on 02/03/2006 at 12:21:44 PM
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Blog Author
Mike Ryan
Vice President of Borrower Services
Biography
Michael T. Ryan is Vice President of Borrower Services for American Student Assistance, a position he has held since joining ASA in February, 2003. Mr. Ryan heads ASA’s Borrower Services Division, which is responsible for all aspects of the management and delivery of service to borrowers in ASA’s education loan portfolio, including all default prevention and recovery efforts.
In his 20-plus year career in higher education financing, Mr. Ryan has held key management positions at the Massachusetts Educational Financing Authority (MEFA), and Key Education Resources (formerly Knight Tuition Payment Plans). As MEFA’s Associate Director for Programs and Operations, Mr. Ryan facilitated MEFA’s entry as a Federal Family Education Loan Program (FFELP) provider. He also played an instrumental role in the introduction of the U. Fund, (MEFA’s Section 529 College Investing Plan), managed MEFA’s U. Plan (Prepaid Tuition Program), and was responsible for the operation of MEFA’s loan programs.
While at Knight and Key, Mr. Ryan held progressively responsible management positions, from Account Manager to Senior Vice President.
Mr. Ryan is a graduate of Merrimack College.
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