Common Manual: Unified Student Loan Policy, and Other Resources
The result of a partnership among the nation’s education loan guarantors, the Electronic Common Manual offers financial aid professionals a single authoritative source for guidance regarding Federal Family Education Loan Program (FFELP) policies and regulations.
The Electronic Common Manual is divided by chapter, so you can find topics quickly and easily.
Below you will also find other resources for laws, regulations and policy. Ask Betsy, our resident expert on student finance and regulatory matters, is available to answer any specific questions you may have.
Manuals and Forms:
- – Common Manual 2007 (pdf, 10.96 MB)
Common Manual Updates:
- – 03/05/2008 – Memo: Policy Changes Batch 147 (pdf, 12 KB)
- – 03/05/2008 – Policy Changes Batch 147 (pdf, 21 KB)
- – 02/21/2008 – Policy Changes Approved Batch 147 (pdf, 12 KB)
- – 01/29/2008 – Memo: Policy Changes Batch 146 (pdf, 22 KB)
- – 01/29/2008 – Policy Changes Batch 146 (pdf, 30 KB)
- – 01/17/2008 – Policy Changes Approved Batch 146 (pdf, 32 KB)
- – 12/21/2007 – Memo: Policy Changes Batch 145 (pdf, 22 KB)
- – 12/20/2007 – Policy Changes Batch 145 (pdf, 118 KB)
- – 12/20/2007 – Policy Changes Approved Batch 145 (pdf, 20 KB)
- – 11/26/2007 – Memo: Policy Changes Batch 144 (pdf, 11 KB)
- – 11/26/2007 – Policy Changes Batch 144 (pdf, 13 KB)
- – 11/15/2007 – Policy Changes Approved Batch 144 (pdf, 17 KB)
- – 10/29/2007 – Memo: Policy Changes Batch 143 (pdf, 15 KB)
- – 10/29/2007 – Policy Changes Batch 143 (pdf, 15 KB)
- – 10/18/2007 – Policy Changes Approved Batch 143 (pdf, 26 KB)
- – 10/05/2007 – Memo: Policy Changes Batch 142 (pdf, 19 KB)
- – 09/20/2007 – Policy Changes Batch 142 (pdf, 178 KB)
- – 09/20/2007 – Policy Changes Approved Batch 142 (pdf, 57 KB)
- – Federal Student Aid (FSA) Handbook—2007 – 08 (pdf, 3.83 MB)
- – FSA Handbook 2006 – 07 (pdf, 4.99 MB)
- – Common Forms (pdf, 2.48 MB)
Laws and Regulations:
- – Higher Education Act (HEA) (pdf, 966 KB)
- – Federal Regulations, Parts 600, 668 and 682 (pdf, 2.02 MB)
- – National Council of Higher Education Loan Programs (NCHELP) Topical Index of the HEA and Regulations (pdf, 4.51 MB)
Dear Colleague Letters and Announcements:
- – Announcements (pdf, 3.97 MB)
- – Dear Guarantee Agency Letters (pdf, 8.80 MB)
- – Disaster Area Designation Letters (pdf, 4.92 MB)
- – Financial Partner Letters (pdf, 8.20 MB)
- – GEN Letters (pdf, 66.21 MB)
- – Guarantor Letters (pdf, 20.32 MB)
- – Lender Letters (pdf, 8.17 MB)
- – School Letters (pdf, 2.70 MB)




